Eliminate Unwanted Debt!
Debt Management, Restructuring & Loan Consolidation in Dubai, UAE
DED Licensed & ISO Certified Advisory Helping UAE Expats and Residents






Are you struggling to repay back to your banks for an existing loan or a credit card …
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Certified And Approved
Trusted By Clients and Organizations

Trusted Member
Certification Awarded by Dubai Chamber for a Trusted Member

DED Approved
Licensed by DED to Specialize in Debt Management Services

ISO CERTIFIED
One and Only ISO Certified Debt Management Company in UAE.
Our Services
Debt Restructuring Management Services Company
Multiple debt challenges, one tailored solution designed around your needs and Complex debts, customized solutions.
Debt Consolidation
Debt Management
Debt Restructuring
Training On Receivables Management

About Us
About Lotus Debt Management
Lotus is a Dubai Economic Department (DED) licensed firm specializing in Debt Counseling and Management, Financial Restructuring and Consolidation of Liabilities to Individuals, SMEs and Corporates.
Use our tools to estimate your debt burden ratio and estimate loan repayments before discussing repayment options. For help reviewing your budget, explore our credit counseling and budgeting support.
Real UAE Debt Settlement & Loan Restructuring Success Stories
School Employee
School Staff (Dubai)
After losing her job, the client faced high personal and credit card debt. With expert guidance and bank negotiations, Lotus Debt Management secured a manageable repayment plan.
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Total Debt AED 212,000
New EMI AED 5,600
Program Length 48 Months
Total Savings AED 47,000
Airline Professional
Former Pilot (Dubai)
Facing unstable income during the pandemic, his personal loan liabilities became overwhelming. Lotus Debt Management negotiated a realistic repayment structure aligned with his new income and managed to get a waiver on additional fines and charges.
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Total Debt AED 890,000
New EMI AED 15,000
Program Length 48 Months
Total Savings AED 210,000
HR Manager
HR Manager (Dubai)
After losing his job, he accumulated multiple credit card and loan debts despite being a regular payer prior to this. Lotus Debt Management arranged a consolidated plan with a lower EMI and achieved a 20% waiver on one loan also provided continued support during the unemployment period.
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Total Debt AED 419,000
New EMI AED 10,000
Program Length TBD
Total Savings AED 20,000+
Executive
Marketing Executive (Abu Dhabi)
Drowning in multiple credit card bills with high interest rates, she felt trapped. We consolidated her debts into a single, lower-interest payment plan, allowing her to regain financial control.
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Total Debt AED 150,000
New EMI AED 3,800
Program Length 42 Months
Total Savings AED 35,000
Businessman
Small Business Owner (Sharjah)
Following a market downturn, his business loans became unmanageable. We successfully renegotiated terms with his lenders, extending the tenure and reducing monthly outflows to keep his business afloat.
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Total Debt AED 550,000
New EMI AED 12,500
Program Length 60 Months
Total Savings AED 120,000
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